“Leverage is a powerful tool that can be used to maximize the potential of any situation. It allows people to use a small amount of resources to generate a larger effect.”
What Better Time Than This Season of Giving to Explore Gifting Opportunities
An effective way to enhance a legacy and minimize exposure to transfer taxes is to utilize a gifting strategy combined with an Irrevocable Life Insurance Trust (ILIT). |
To Exchange or Surrender, That is the Question
Explore when a 1035 Exchange may not be the best move, and how PDAs can boost client coverage and case design outcomes.
John Hancock Enhances 6 Year LifeCare LTC Benefits
As Highlighted in John Hancock’s first of its kind Longevity Preparedness Index, Americans are living longer than ever, but most are unprepared for the realities of aging.
Protective to Sunset Index Choice UL
In early 2026, Protective Indexed Choice UL will close to new sales. Click below to review the business transition rules.
Meet the Team
With more than a decade of experience in the FMO space, I bring extensive expertise in annuities and life case management, supported by a strong medical background.
Before entering the financial services industry, I spent nine years as an Emergency Department nurse, followed by two years as a school nurse in my children’s school and two additional years as an office nurse. This combination of clinical experience and case management has shaped my commitment to thoughtful advocacy and exceptional service in every case I handle.
I hold Life and Health Certification, NAILBA Certification, and CPR/First Aid training, along with additional leadership and educational workshop experience. My goal is to build strong, trusting relationships and apply my depth of knowledge to support advisors and their clients with care, precision, and integrity.
My husband, Bobby, and I have been married for 34 years and share four grown children and two grandchildren—soon to be three. Bobby is retired and enjoys gardening, golfing, and embracing grandparent life. We recently downsized into a charming older Victorian home that he has been lovingly renovating.
Outside of work, I cherish time with my children, their spouses, and my grandchildren, Jaxton (6) and Malachai (3). I enjoy working in my yard, tackling landscaping projects, boating, reading, and antiquing. I’m currently preparing to open an antique booth this spring featuring pieces that Bobby and I have refurbished together.
Growing up on a farm instilled in me the values of hard work and dedication—principles that continue to guide me each day. Above all, my greatest joy is being a grandma, and my family remains the heart of everything I do.
Audra Rickel
Senior Life Insurance Operations Specialist
Enneagram #
Life insurance isn’t just a product—it’s a promise.
A promise that the family's future will be safeguarded, even in absence.In a world full of uncertainty, that’s a gift that can’t be measured in dollars alone.
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