TruePath Income Lifetime Withdrawal Percentages Are Increasing — Effective Aug. 31
TruePath Income fixed index annuity Lifetime Withdrawal Percentages are increasing across the board, spanning both income strategies (Level and Rising) and both coverage types (Single and Joint Life).
Headline number: a two to three percent income increase across most client scenarios, with no decreases anywhere.
A few highlights at Age 60 (Single Life, Level):
DEFFERAL | CURRENT | NEW |
1 year | 5.61$ | 5.77% |
5 years | 6.27% | 6.40% |
10 years | 6.71% | 6.89% |
What this means for us:
Higher income guarantees, a stronger value proposition in every client conversation
Best-in-market Chronic Illness Income Multiplier, doubling the client's annual income for up to five years even if their account value hits zero, a benefit unique among peer products
New rates are already live in illustrations
EverGuard Aspire Series & EverStead MYGA Rates Are Increasing — Effective Sept. 8
Talcott is raising rates on the EverGuard Aspire Series FIA and EverStead MYGA:
All EverGuard Aspire Series FIA caps and participation rates are increasing across Model 1, Model 2 and the Manual Allocation Options
EverStead MYGA credited rates are increasing for all durations except the 2-year
Transition rule: contracts issued on or after Sept. 8, 2026 get the new rates. Contracts issued before that date keep the old rates.
New Rates in Effect — Contracts Issued On or After Sept. 4
Rate changes take effect for contracts issued on or after Friday, Sept. 4, 2026, across the American Select 7, American Select 10, and MaxGrowth 10 Series.
AssetShield Rates Are Increasing — Effective Sept. 2
American Equity is increasing crediting rates for most AssetShield fixed index annuities, including AssetShield 5, AssetShield 7, AssetShield 10, AssetShield Bonus 9 (CA only) and AssetShield Bonus 10.
Three New Growth Opportunities Added to New Heights Select — Effective Sept. 1
Nationwide is enhancing the index lineup within New Heights Select with three new opportunities offering higher potential upside:
American Funds the Growth Fund of America F-3
GS American Funds GFA 15% Index
S&P 500 Distance Stabilizer TCA Index
The Significance Shortlist
Your go-to guides for current rates, bonuses, and strategies:
Index Performance Review · Visual look at the growth and fluctuation patterns of top FIA indexes
Guaranteed Growth Guide · Highest MYGA rates available now, organized by term
Bonus Product Lineup · Carriers and products offering the strongest bonus opportunities
For Financial Professional Use Only. Product features, rates, and bonuses are subject to change and may vary by state. Advisors should confirm current terms directly with each carrier before recommending. All firms should seek guidance from their applicable compliance resource prior to implementation.